SMALL BUSINESSES - AGENCIES - CONSULTANTS
Factoring fees as Low as 1% + Competitive Advances up to 95%
Expedite cash flow by factoring customer receivables, retainers, and earnings statements.
Eliminate the wait.
Small businesses are often required to adhere to the payment processes of larger customers and many B2B (business-to-business) organizations, including small businesses, agencies, consultants, and similar companies choose to extend generous terms to customers.
Organizations that offer 30 day, 60 day, or even longer payment terms may wait months between when an invoice is issued, a retainer has been earned or an earning statement has been received.
Invoice factoring eliminates the wait, giving you immediate access to the working capital you have earned without waiting for customers or third party vendors to pay.
How the process works:
Day one: Generate an invoice, retainer, or receive an earnings statement and factor it with Wave Crest Financial.
Same or next business day: Receive an advance (usually ranges from 80-95%) of the invoice amount for a small fee which could be as low as 1%.
Day 30-45-60+: Once the receivable has been paid, receive any amount held in reserve.
We understand how cash flow challenges can slow or stall organizational growth. Rapid invoice factoring can alleviate the negative impacts of slow receivables!
Take the next step and reach out for a free, no-risk quote.
How the Invoice Factoring Process Works
Apply
Apply and get approved to factor invoices, recurring retainers, or earnings statements.
Factor Invoices
Submit receivables and get paid within 1-2 business days (or even faster!)
Get Working Capital
Get the money your business needs to make payroll, meet expenses, and reinvest in your business more quickly.
Speed Up Cash Flow
Factor receivables on a regular, occasional, or a one-time basis - when it is in the best interest of your business!
Benefits of Factoring for Small Businesses, Agencies, and Consultants with Wave Crest Financial
Speed up cash flow!
Does your organization need to speed up cash flow to remedy challenges caused by extended customer payment terms or slow-paying clients? Factoring is most-often used to expedite cash flow in order to meet payroll and operating expenses, and to take on new business more quickly. In addition, leveraging receivables can enable your organization to:
Save money by taking advantage of (or negotiating) fast-pay discounts with your vendors or suppliers
Meet payroll and operating expenses in a more timely manner
Attract and acquire new customers, or take on larger accounts or bigger orders
Invest in capital equipment, facilities, marketing and advertising, renovations, etc.
Minimize financial risk from bad debt with non-recourse factoring
Extend generous terms to your customers
Reduce time spent on receivables, including time lost chasing customer payments
Minimize negative impacts of slow-paying customers
Why choose Wave Crest Financial?
One of the biggest reasons to choose Wave Crest Financial for invoice factoring is that we have been where you are. As former government contractors, we have first-hand experience in understanding the cash flow challenges faced by small businesses, agencies, and consultants.
We made it our mission is to speed up organizational cash flow through rapid invoice factoring available to nearly any type of B2B company, including small businesses, agencies, and consultants. Our clients enjoy:
Low factoring rates - fees as low as 1%
Same and next day funding
Competitive advances up to 95%
No hidden fees
No minimums - factor when you choose!
No long term contract requirements
Reach out for a free, no-obligation quote for invoice factoring. Get answers in 24-48 hours (or even less) and start factoring receivables as soon as you are approved.